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MONIPLY TERMS & CONDITIONS
Effective Date: 1 April 2026
These Terms and Conditions govern access to and use of the Moniply website and membership platform.
By using the website or registering for membership, you agree to these terms.
- About Moniply
Moniply is operated by:
Landmark Wealth Solutions (Pty) Ltd / Reg. No. 2025/283252/07
Moniply provides a financial wellness platform designed to help members build better money habits and financial structure through:
- Income-based Money Plans
- Financial education
- Virtual Money Coach support
- Budget reviews
- Credit awareness tools
- Nature of Services
Moniply provides financial education and behavioural financial wellness tools.
All content, coaching and resources are educational in nature and do not constitute financial, investment, or legal advice.
Members remain responsible for their own financial decisions.
- Membership Plans
Moniply offers two membership tiers.
Free Membership Registration for Free Membership requires you to provide your full name and surname, ID number, email address, mobile number, and income bracket. Your ID number is used to verify your identity and, where you provide explicit consent via the registration form, to retrieve your credit report from a registered credit bureau. You may register as a Free Member without giving this consent; credit report retrieval is optional and separate from the rest of the Free Membership offering.
Free Membership provides:
- Educational Money Plan based on income band
- Financial education resources
- Periodic tips and tools
Premium Membership
Premium Membership is billed at R135 per month and includes:
- Tailored Money Plan
- Virtual Money Coach
- Two budgeting reviews
- Annual credit report
- Partner discounts
- Payments
Premium Membership fees are billed monthly in advance through authorised payment providers.
Members authorise Moniply to charge their selected payment method until membership is cancelled.
Fees may be updated periodically with notice to members.
- Coaching Services
Virtual Money Coaches provide:
- Financial education
- Budget guidance
- Behavioural accountability
They do not provide regulated financial advice.
Where regulated advice is required, members may be referred to licensed financial advisors.
- User Responsibilities
Members agree to:
- Provide accurate information when registering, including a valid ID number
- Maintain confidentiality of login details
- Use the platform for lawful personal use
- Respect Moniply intellectual property
- Intellectual Property
All website content, educational material, Money Plans, and tools remain the intellectual property of Moniply.
Content may not be reproduced or distributed without written permission.
- Data Protection
Moniply complies with the Protection of Personal Information Act (POPIA).
Use of the platform constitutes consent to the collection and processing of personal data in accordance with the Privacy Policy. Retrieval of your credit report additionally requires the separate explicit consent described in Section 3.
- Limitation of Liability
Moniply is not responsible for financial outcomes resulting from the use of educational content or tools.
Members use the platform at their own discretion.
- Suspension or Termination
Moniply may suspend or terminate accounts that:
- Misuse the platform
- Violate these terms
- Engage in fraudulent activity
- Amendments
Moniply may update these Terms and Conditions periodically.
Updated versions will be published on the website with the revised effective date.
- Contact Information
For support or enquiries: Email: info@moniply.co.za
Telephone: 087 265 7297
WhatsApp: 075 301 7599
